Money guides
Practical money guides, no jargon, no judgment.
Whether you're starting from scratch or rebuilding your relationship with money, our guides are here to help.
Budgeting basics
What a budget is, why it helps, and how to start when you have no idea where to begin. Plain English, no judgment.
Read guide →Spending plans for recovery
What a spending plan means in the context of 12-step recovery, why written plans help, and how to use SpendSquirrel with a sponsor.
Read guide →Getting out of debt
A calm, practical look at understanding what you owe, choosing a repayment approach, and using a spending plan to support debt recovery.
Read guide →Save money tips
Practical ways to find savings without deprivation, from a simple spending audit to renegotiating bills and the power of small, consistent changes.
Read guide →Financial planning basics
The difference between short-term and long-term planning, how to start an emergency fund, and planning for irregular expenses. Plain English, no jargon.
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