Features
Everything you need to plan your money. Nothing you don't.
SpendSquirrel is built around one idea: a clear, honest spending plan makes life calmer.
Spending plan builder
Build your monthly plan in minutes. Add income, bills, and spending categories. SpendSquirrel shows your remaining balance at every step so you can make confident decisions.
Real vs planned comparison
See exactly how your actual spending compares to your plan, category by category. Understand what happened without having to hunt through bank statements.
Bill and income tracker
Record all your regular outgoings in one place. SpendSquirrel reminds you what's coming up so nothing catches you off guard.
Monthly insights
At the end of each month, get a simple summary of where your money went. Spot patterns, celebrate progress, and decide what to change next month.
Multiple spending plans
Run separate plans for different purposes, household, personal, business. Keep everything organised without mixing things up.
Works on any device
Access your spending plan from your phone, tablet, or computer. Your data is always up to date.
Private by design
SpendSquirrel does not sell your data. Your financial information is yours. See our security page for details.
Recovery-friendly
Used by members of Debtors Anonymous, Under Earners Anonymous, and other programmes. SpendSquirrel produces the kind of written spending plan that many programmes ask for, without the paperwork.